What MI requires of Sterling Heights drivers

What MI requires

Michigan is a no-fault state. Bodily injury liability can be set no lower than $50,000 per person and $100,000 per crash, and you choose a personal injury protection (PIP) medical limit.

If you do not choose a PIP level, unlimited PIP medical coverage applies.

If the other driver is at fault and carries only the minimum, their policy stops at those amounts. Uninsured/underinsured motorist coverage is what pays you beyond that.

Source: Michigan Department of Insurance and Financial Services, checked 2026-10-26.